Stow extra clothes for her. Even on the nicest days, it can get chilly on the water, and being chilled with no way to fix the condition can impair enjoyment of the boating experience. Have additional clothes on board that she can put on if needed-coat, sweater, hat, gloves, socks, even extra pants in case she gets wet.
Make sure that you are ready with your budget. This means that you should know how much you are going to spend for repayments, that you have enough to spend for your usual needs without breaking the bank. Your usual needs include credit card payments, payments for your utilities like gas, electricity, internet which are usually paid on a monthly basis. Make a list of these necessities and what you can do without. You should end up with enough to make repayments and a little extra for emergencies.
I was lucky. I did things in the right order. If the Chesapeake charter had been my first boating experience, I know that I would never have sailed the BVI nor had the chance to experience boating at its best. And my husband wouldn't have had me as a sailing partner.
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